Affordable Dentistry

How Can You Get Affordable Dentistry Without Dental Insurance?

I’m wondering what my options are for finding cheap dental care without insurance. In June 2018, I was laid off from my job. In March of this year, I was hired by as a contractor, so I don’t qualify for benefits. I admit that I haven’t taken the best care of my teeth. My stressful employment situation has increased my teeth grinding habit, and last week I felt a tooth crack while I was asleep. I realize that something needs to be done before the crack spreads. Is it possible to get cheap dental care even though I don’t have insurance, or is the issue too serious for treatment to be affordable?

Thanks, Kleo

Dear Kleo,

We understand how your economic difficulties can cause stress and contribute to increased bruxism (teeth grinding) and additional issues with your teeth. We have a few suggestions you can consider to receive the dental care you need even though you don’t have insurance.

Avoid Cheap Dental Care

It’s probably best to avoid seeking cheap dental care. If a dentist is able to significantly cut costs, you should consider if it will include shortcuts and compromising the quality of dental care you receive.

Find Quality Care You Can Afford

Photo of a woman in a dental chair with a dentist and hygienst on either side of her; for information on affordable dentistry from Plano TX female dentist Dr. Miranda Lacy.
Ask your dentist’s office how care can be made affordable
  • You can get dental insurance on your own. Major insurers have policies similar to what is offered through an employer, including the level of coverage. Your premiums will cost more than they would if the insurance was provided through an employer who subsidized the premium costs.
  • Find a dental practice that offers special financial arrangements. Call a few dental offices and ask if they offer a cash discount or if the practice partners with a financing company like CareCredit®. CareCredit offers interest-free payment plans if you pay off the balance within a specified time period, otherwise, you might owe retroactive interest.
  • Receive treatment in phases. If you need multiple procedures, your dental office can provide a treatment plan and let you know the order in which you should receive each procedure. Often treatment can be provided in phases if it doesn’t compromise your oral health.
  • Tell your new dentist about your teeth grinding habit. You can cause further damage to your teeth if they aren’t protected from teeth grinding. They can break, loosen, and create issues with your jaw muscles. Your dentist will provide you with a nightguard to protect your teeth while you sleep. You can also learn techniques to keep your tongue, lips, and jaw in the optimal position to prevent teeth grinding throughout the day.

 In summary:

  • Search for high-quality dental care.
  • View each dentist’s website or call the office for information on payment options if you don’t have dental insurance.
  • Schedule a consultation with at least two dentists to discuss your oral health, treatment options, and if the treatment can be completed in phases.

 This post is sponsored by Dr. Miranda Lacy, an affordable female dentist in Plano, TX.